MEDICARE

Medicare guidance that puts you first.

Clear, plain-language Medicare guidance built around your providers, your prescriptions, and your budget.

Medicare Advantage

Medicare Advantage plans (Part C) combine your Part A and Part B coverage with prescription drug benefits and additional services like dental, vision, and hearing. These plans offer a network-based approach with predictable costs and often lower out-of-pocket limits than Original Medicare.

We help you evaluate which Advantage plan aligns with your doctors, your medications, and your budget

Medicare Part D Prescription Plans

Prescription drug coverage that helps pay for medications when you turn 65 or become eligible for Medicare. Phoenix helps you compare plans and choose one that covers your specific medications at the lowest cost.

Since your medications and their costs change over time, we review your Part D coverage annually during open enrollment to ensure you stay protected

Short-Term & Gap Coverage

Temporary health insurance designed to bridge gaps when you're between jobs, waiting for employer coverage to start, or transitioning to Medicare. It provides basic protection against major medical expenses during periods when you're uninsured.

Individual & Family Health

Comprehensive health insurance plans available to individuals and families who aren't covered through an employer. Phoenix helps you find affordable coverage that meets your healthcare needs with options for different deductibles and coverage levels.

Small Group Health Options

Phoenix assists small businesses with group health insurance plans that provide affordable coverage for employees. These plans help businesses attract and retain talent while offering employees better rates than individual policies.

Medicare Supplement

Standalone supplemental insurance that works alongside Original Medicare (Parts A and B) to cover costs that Medicare doesn't pay, like deductibles, copayments, and coinsurance. Supplement plans help reduce your healthcare expenses and provide predictable, affordable medical coverage in retirement.

We review your medical needs and budget to recommend the right Medigap plan that offers the protection and predictability you need.

Annual Enrollment Period Reviews

Phoenix guides you through Medicare's open enrollment season each year, helping you review your current coverage and switch plans if better options become available. This ensures your health insurance continues to meet your needs and budget as circumstances change.

Turning 65, or reviewing coverage?

We'll walk through your options before enrollment deadlines matter.